Serving You is Our Specialty

Cammack LaRhette provides full service consulting in healthcare, HR, employee benefits, retirement, actuarial and communications services. We build long-term relationships, offering high touch client service that has earned us a 98% retention rate.

Health and Welfare Services

We uncover the cost drivers in your plan, and make recommendations for measurable savings with minimal effect on your employees.

Financial Analysis - As data-driven consultants, we dig deep into all aspects of your plans.
Client Service- Our accessibility on day-to-day issues sets us apart from other consulting firms.
Compliance - We offer practical, comprehensive solutions that give much-needed peace of mind.
Benefit Communications - We design and write best-in-class communications in simple, easy-to-understand language.
RFPs, Vendor Selection & Management - We help choose the right vendor for you, negotiate the best arrangement, and provide ongoing vendor management.
Employee Helpline - Our comprehensive benefits resource for your members reduces your administrative burden.
Auditing - We set up extensive third-party auditing services, from eligibility audits to claims audits.
Medical Claims Audits - We help you leverage the best practices in benefit technology for your current and future business needs.
HR Technology Services - We help you leverage the best practices in benefit technology for your current and future business needs.
Healthcare Rx Alliance - We have set up a purchasing alliance that offers our healthcare clients a best-in-class Pharmacy Benefit Management (PBM) solution.
Wellness - We have developed a proprietary application that supports individual and physician accountability. Our solution integrates clinical information, biometric screenings, personal health coaching, pre-certification and large case and absence management. We focus on incremental change, beginning with activities most highly correlated with reducing costs and improving care.

Retirement and Actuarial Services

We offer you a full range of consulting services to help you fulfill your fiduciary obligations.

Comprehensive Due Diligence Services - A plan sponsor should review fiduciary practices for many reasons. Legal and practical scrutiny of today's plan sponsors and investment managers is increasing. Volatility in the markets also presents extreme challenges for participants and plan sponsors. A due diligence review provides plan sponsors with the best defense against potential litigation, by demonstrating that they are prudently managing the retirement plan and the plan assets.
Employee Education and Communication Services - The true measure of success for any plan is whether it provides adequate retirement benefits to plan participants. Our employee education and communications strategy is client centric, based on the client's culture and employee demographics. We begin by helping clients to maximize their vendor relationships, and to use available materials or services to deliver participant education and communication more effectively. We are frequently asked to supplement the vendor offerings by preparing customized communication and education materials.
Investment Selection, Monitoring, and Registered Investment Advisor (RIA) Services * - Cammack LaRhette has been a consultant to defined contribution retirement plans since 1958. We evaluate the individual needs of each of our clients, and develop custom solutions, an approach we have developed over many years. What may suit one client does not always work for another.
Vendor Request for Proposal (RFP) Process - If you are contemplating switching your retirement plan vendor, you face a myriad of provider and service offerings. How should you decide which one makes the most sense, and which is best suited to your organization's and your employees' needs? We can help you sort through the available options in the market, to identify the most robust and cost-effective programs through a detailed RFP process. Investment Selection, Monitoring, and Registered Investment Advisor (RIA) Services *.
Compliance Services - How do you keep up with new legislation and regulation? How should you prepare for an Internal Revenue Service or Department of Labor audit? We can offer you peace of mind by verifying operational compliance for all your plans and programs.
Actuarial and Consulting Services - We offer a comprehensive suite of core actuarial services for your defined benefit and post-retirement benefit plans. In addition, we can perform a range of special project services, from asset liability studies to independent, unbiased guidance and analysis on transitioning to a defined contribution plan.
Plan Consulting Services - Cammack LaRhette Consulting has extensive experience in every area of retirement plan consulting. We can help you design, develop, implement and monitor your retirement programs. Many of our professionals play leadership roles in the industry. We chair boards of professional organizations, teach workshops and serve as experts on panels. Holding more than a dozen different professional credentials, our team has received numerous awards for our work.

Healthcare Consulting

Healthcare organizations can expect to take on more risk in managing the health of the patients they serve as a result of Health Reform legislation.

Large hospitals and health systems with self-insured employee health plans have actually been managing this risk for some time.

However, the risk has not been managed by the hospital - it has often been managed by the health insurance carrier they have engaged for claims processing and network access.

We have worked with our health care clients (70% of our clients) to return the health management process inside the organization.

In turn, this has helped to create the basic infrastructure for managing other risk populations and established the framework for functioning as an Accountable Care Organization.